Terms of Use

Terms of Use

Effective Date: November 16, 2025
PetInsuranceRankings.com

Welcome to PetInsuranceRankings.com (“the Site,” “we,” “our,” or “us”). By accessing or using this website, you agree to the following Terms of Use. Please read them carefully. If you do not agree, please discontinue use of the Site.

1. Purpose of This Website

PetInsuranceRankings.com is an independent informational website that provides educational content, comparisons, and general insights about pet insurance.
We do not sell insurance, provide insurance advice, or act as brokers, agents, or producers.

Content on this Site is for informational and educational purposes only and should not be interpreted as advice or a recommendation to purchase any specific insurance product.

2. Use of the Site

By using the Site, you agree that:

  • You are at least 18 years old
  • You will use the Site only for lawful purposes
  • You will not misuse, disrupt, or interfere with the Site or servers
  • You will not attempt to gain unauthorized access to any part of the Site

We reserve the right to terminate or restrict access to users who violate these Terms.

3. Intellectual Property

All content on the Site—including text, graphics, logos, design elements, layouts, and original reviews—is owned by PetInsuranceRankings.com or licensed to us.
Content may not be:

  • Copied
  • Reproduced
  • Distributed
  • Modified
  • Sold
  • Republished

…without our prior written permission.

You may reference or quote small portions of content for personal or educational use with proper attribution.

4. Affiliate Relationships

PetInsuranceRankings.com participates in affiliate programs and may earn commissions from clicks or purchases made through links on the Site.

  • Affiliate partnerships do not influence our evaluations or rankings
  • We do not guarantee the accuracy of information provided by third-party partners
  • We are not responsible for transactions or interactions you have with third-party sites

You acknowledge that third-party websites have their own terms and privacy policies.

5. No Professional or Insurance Advice

The Site provides general information only.
We do not:

  • Provide personalized recommendations
  • Advise on insurance suitability
  • Offer quotes or sell insurance products
  • Act as a licensed insurance professional

Before purchasing any insurance product, you should consult directly with a licensed insurance provider or agent.

6. Accuracy of Information

We strive to keep information current and accurate, but:

  • Insurance policies and terms change frequently
  • We cannot guarantee completeness, accuracy, or timeliness
  • Content is provided “as is” without warranties

You agree that your use of the Site is at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, PetInsuranceRankings.com and its owners, contributors, and partners are not liable for:

  • Any direct, indirect, incidental, or consequential damages
  • Losses resulting from the use or inability to use the Site
  • Errors, omissions, or inaccuracies in the content
  • Actions you take based on the information provided

Your sole remedy for dissatisfaction with the Site is to stop using it.

8. Third-Party Links

The Site may contain links to third-party websites.
We are not responsible for:

  • Their content
  • Their policies
  • Their security practices
  • Their accuracy or reliability

Accessing third-party sites is at your own discretion.

9. User-Submitted Content

If you submit comments, messages, or other materials:

  • You grant us a non-exclusive right to use that content
  • You agree not to submit anything unlawful, defamatory, or harmful
  • We may remove any user content at our discretion

We do not claim ownership of user-generated content but may store or display it as permitted under these Terms.

10. Privacy

Your use of the Site is also governed by our Privacy Policy, which explains how we collect and use information.
You can view the Privacy Policy here:
[Link to privacy policy]

11. Changes to These Terms

We may update these Terms at any time.
Changes will be indicated by a new Effective Date at the top of this page.
Continued use of the Site after changes means you accept the updated Terms.

12. Governing Law

These Terms are governed by the laws of the State of Connecticut, without regard to its conflict-of-law principles.

Any disputes arising from use of the Site must be handled in state or federal courts located in Connecticut.

13. Contact Us

For questions about these Terms, you can reach us at:

PetInsuranceRankings.com
Email: [email protected]